Terms of Service

1. Acceptance of Terms

By accessing and using EasyLoanCheck.com (the "Site"), you accept and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use this Site.

2. Description of Service

EasyLoanCheck.com provides a free eligibility matching tool that compares user-provided business information against publicly available eligibility criteria for SBA loans, federal grants, and other small business funding programs. Our service is designed to help business owners understand which programs they may be eligible to apply for.

3. Important Disclaimers

Not Affiliated with the SBA

EasyLoanCheck.com is not affiliated with, endorsed by, or connected to the U.S. Small Business Administration (SBA), the U.S. Department of Agriculture (USDA), or any other government agency, department, or lending institution. Use of the term "SBA loan" refers to publicly available government programs; it does not imply any official relationship or endorsement.

Informational Purposes Only

All eligibility results, program descriptions, and content on this Site are for informational purposes only and do not constitute:

• A guarantee of loan or grant approval
• Pre-qualification or pre-approval for any program
• Financial, legal, or tax advice
• An offer to lend money
• A commitment by any lender or program administrator

No Guarantee of Accuracy

While we strive to maintain accurate and up-to-date program information, eligibility requirements, interest rates, loan amounts, and program availability can change at any time. Final eligibility and approval decisions are made solely by lenders and program administrators based on their own underwriting criteria, which may differ from what is described on this Site.

4. Use of Your Information

Information you provide in our eligibility checker:

• Is processed entirely within your web browser using client-side JavaScript
• Is not transmitted to our servers during the checker process
• Is stored temporarily in your browser's session storage only
• Is automatically deleted when you close your browser tab
• Is never sold or shared with third parties for marketing purposes

Please refer to our Privacy Policy for full details on how we handle data.

5. Intellectual Property

All content on EasyLoanCheck.com — including text, graphics, logos, the eligibility checker tool, and software — is the property of EasyLoanCheck.com or its content suppliers and is protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works without express written permission.

6. Third-Party Links

This Site contains links to external websites, including government agencies, lenders, and grant providers. These links are provided for your convenience. We have no control over the content or practices of these external sites and are not responsible for their accuracy, privacy policies, or terms. Linking to an external site does not imply endorsement.

7. Limitation of Liability

To the fullest extent permitted by applicable law, EasyLoanCheck.com and its operators shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from:

• Your use of, or inability to use, this Site or its tools
• Inaccuracies or errors in program information
• Loan or grant denials or rejections
• Financial decisions made based on our eligibility results
• Interruptions or errors in Site availability

Your use of this Site is entirely at your own risk. We provide the service "as is" without warranties of any kind, express or implied.

8. Prohibited Uses

You agree not to use this Site to:

• Violate any applicable laws or regulations
• Transmit harmful, offensive, or misleading content
• Attempt to gain unauthorized access to our systems
• Use automated tools to scrape or harvest content at scale
• Impersonate another person or entity

9. Advertising

EasyLoanCheck.com displays advertisements from third-party advertising networks, including Google AdSense. These advertisements are clearly labeled and are separate from our editorial content. We do not endorse the products or services advertised. Please see our Privacy Policy for information about advertising cookies.

10. Changes to These Terms

We reserve the right to modify these Terms of Service at any time. Changes will be posted on this page with an updated "last updated" date. Your continued use of the Site after any changes constitutes acceptance of the new terms.

11. Governing Law

These Terms of Service are governed by and construed in accordance with applicable United States law. Any disputes arising from these terms or your use of the Site shall be resolved through binding arbitration or in a court of competent jurisdiction.

12. Contact Us

Questions about these Terms of Service? Please contact us or email us at [email protected].