About EasyLoanCheck.com
Our Mission
EasyLoanCheck.com was built to solve a problem every small business owner knows: finding the right funding is overwhelming. There are hundreds of SBA loan programs, federal grants, state-specific funds, and alternative lending options — each with its own credit score minimums, revenue requirements, industry restrictions, and application processes. Most business owners spend hours researching, only to discover they don't qualify for the programs they applied to.
We built this free tool to change that. In under two minutes, you answer eight simple questions about your business — and we instantly show you which programs you're most likely to qualify for, ranked by match strength. No account required. No credit check. No cost.
Who We Are
EasyLoanCheck.com is operated by a team of professionals with backgrounds in small business lending, SBA loan processing, and financial content research. Our team has worked directly in the business financing space and has seen firsthand how confusing and time-consuming the funding search process can be for entrepreneurs.
Our content researchers monitor official sources — including SBA.gov, USDA.gov, and state economic development agencies — to keep our program database accurate and current. We review and update eligibility criteria regularly so that the results you see reflect real program requirements, not outdated information.
We are an independent website. We are not employees or contractors of the SBA, any federal agency, or any lending institution. Our recommendations are based entirely on publicly available eligibility criteria — never on who pays us.
How Our Matching Works
Our eligibility checker evaluates your business profile against 60+ federal, state, and private funding programs across six key dimensions:
- Minimum credit score requirements
- Years in business thresholds
- Annual revenue minimums
- Eligible business structures (LLC, sole proprietor, nonprofit, etc.)
- Industry restrictions and exclusions
- Geographic availability (national vs. state-specific programs)
Programs that pass all hard eligibility filters are then scored on a 0–100 scale based on how well your profile matches additional factors like loan amount range and intended use of funds. Results are labeled Excellent Match, Good Match, or Possible Match to help you prioritize where to apply first.
Your answers never leave your browser — all matching happens in real-time on your device using client-side JavaScript. We never see your business details.
How We're Different
Independent
We are not affiliated with the SBA, any government agency, or any lender. No program pays to appear higher in your results — rankings are based purely on eligibility fit.
Accurate
We use official, publicly available eligibility criteria sourced from SBA.gov, USDA.gov, and program administrators. Our database is reviewed and updated regularly to reflect current requirements.
Private
Your answers are processed entirely in your browser. We don't transmit, store, or sell your business information. No account creation required.
How We Keep This Free
EasyLoanCheck.com is and will always be free to use. We plan to keep it that way through relevant advertising — displaying ads that are useful and appropriate for small business owners. This model lets us maintain and improve the tool and our program database without charging users or selling their data. We will never put the eligibility checker behind a paywall.
Questions or Feedback?
Spotted incorrect program information? Have a suggestion? We'd love to hear from you. Keeping our database accurate is a community effort, and we take every correction seriously.
Contact UsReady to Find Your Funding?
It takes less than 2 minutes and it's completely free. No account required.
Start the Eligibility Check