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Accion Opportunity Fund

Accion Opportunity Fund

Amount
$5K – $250K
Interest Rate
8.49–24.99% fixed
Max Term
5 years
Approval Time
1–3 weeks

About This Program

Mission-driven lender offering affordable small business loans, especially for minority-owned, women-owned, and immigrant-owned businesses. Lower credit score requirements than banks.

Eligibility Requirements

Minimum Credit Score
550
Minimum Years in Business
None (startups welcome)
Minimum Annual Revenue
None
Eligible Business Types
sole proprietor, llc, s corp, c corp, partnership

Documents Required

  • 6 months bank statements
  • Business and personal tax returns
  • Government-issued ID

How to Apply

  1. 1Check your eligibility using our free checker tool
  2. 2Gather the required documents listed above
  3. 3Visit the official program page and submit your application
  4. 4Wait for review — typical approval takes 1–3 weeks
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