LoanHard difficulty

USDA Business & Industry Loan Guarantee

U.S. Department of Agriculture

Amount
$200K – $25.0M
Interest Rate
Negotiated with lender
Max Term
30 years
Approval Time
90–180 days

About This Program

USDA loan guarantees for rural businesses creating jobs. Eligible for businesses in towns under 50,000 population. Very large loan amounts available with long repayment terms.

Eligibility Requirements

Minimum Credit Score
680
Minimum Years in Business
2
Minimum Annual Revenue
$500,000
Eligible Business Types
llc, s corp, c corp, partnership

Documents Required

  • 3 years financial statements
  • Business plan with financial projections
  • Personal financial statement
  • Environmental assessment

How to Apply

  1. 1Check your eligibility using our free checker tool
  2. 2Gather the required documents listed above
  3. 3Visit the official program page and submit your application
  4. 4Wait for review — typical approval takes 90–180 days
Check If I Qualify Apply Now